MEDICAL CARD
A-Plus Health
For new families
- —No lifetime limit
- —Cashless admission, 200+ panel hospitals
- —Annual deductible options to lower premium
From RM 178/mo
Ask me about this planFamily-first protection planning across medical card, critical illness, takaful, education and retirement — delivered by your dedicated AIA Life Planner in the Klang Valley.
Saya Hidayat — an AIA Life Planner based at Menara AIA, KL, serving families across the Klang Valley since 2018. I run my practice the old-fashioned way: one family at a time, one annual review at a time, one claim handled personally.
I help young families build their first medical card, business owners protect their key-man risk, and parents put away ringgit-for-ringgit toward their children's education. Everything is paperless, WhatsApp-first, and reviewed with you every twelve months.
“Insurance is not a product — it is a promise you make to the people you love. My job is to keep that promise simple, affordable, and actually usable when the bad day comes.”— Hidayat Rahman, AIA Code AIA-MY-184729
All plans below are underwritten by AIA Bhd. / AIA PUBLIC Takaful Bhd. Premiums illustrated are typical — your final premium depends on age, occupation and underwriting.
LIAM-registered, MDRT 2023 & 2024 qualifier, 8 years exclusively with AIA — not a multi-line agent juggling 5 brands.
I will walk you through every clause, every exclusion, every premium increase schedule before you sign. No upselling.
Saya boleh bincang dalam Bahasa atau English, mengikut selesa anda dan keluarga. Penjelasan jelas, tiada jargon.
Annual policy review, premium-saving suggestions, and personally on-call when you need to claim. Forever, not just sign-up day.
Tell me what you already have, what worries you, and your monthly budget. 20 minutes.
I prepare a side-by-side comparison of 2-3 AIA plans tailored to your situation. Sent as PDF.
We complete the application digitally. Medical underwriting via AIA's e-medical portal. No paper.
Annual review, premium notifications, and I handle your claim personally if you ever need it.
“Hidayat helped me get A-Plus Health for my whole family when I was finally pregnant after 4 years. When my baby needed NICU, the claim was approved in 36 hours — RM 38,200 settled cashless. He even visited the hospital. Tak boleh cari satu agent yang macam ni.”
“I was sold a junk policy before by another agent. Hidayat audited my old plan for free, showed me exactly what was wasted, and restructured everything. Same total premium, 3× the coverage. Honest guy lah.”
“Tahun lepas mak saya kena stroke. Saya panic, tak tahu nak buat apa. Call Hidayat malam-malam, dia uruskan semua claim A-Life Critical Cover. RM 100,000 lump-sum masuk dalam 8 hari. Tak pernah saya jumpa agent yang dedicate macam ni.”
WhatsApp is fastest. If you prefer, call me direct or book a chat time below.
Chat on WhatsApp